Terms and Conditions of Service

1. Introduction

Welcome to [Company Name] (hereinafter referred to as “the Company”, “we”, “us”, or “our”). By using our portfolio tracking and analysis services through our digital platform (hereinafter referred to as the “Service”), you agree to be bound by these Terms and Conditions (hereinafter referred to as the “Terms”). If you do not agree with any of these Terms, you should not use our Service.

2. Description of the Service

The Company provides a digital Service that allows users to monitor and analyze their stock portfolios (hereinafter “Portfolio”). The Service offers users the possibility to view historical performance, analyze positions and potential optimization strategies. At no time does the Company carry out stock transactions, hold users’ funds or issue investment recommendations.

3. Acceptance of the Terms

By registering and using the Service, you confirm that:
  • You have read and understood these Terms.
  • You agree to comply with all obligations set forth herein.
  • You are of legal age (18 years or older) and have the legal capacity to accept these Terms.
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    4. Registration and User Account

    4.1. Account creation
    To use the Service, you must register by creating a user account. You must provide accurate, complete and current information, including, but not limited to, your full name, email address and, optionally, information about your Portfolio. You are responsible for maintaining the confidentiality of your access credentials.
    4.2. Account Security
    You are responsible for all activities that occur under your account. Please notify us immediately of any unauthorized use or security breaches. We are not liable for any loss or damage resulting from your failure to comply with this section.

    5. Terms of Use of the Service

    By using our Service, you agree to the following:
  • You will use the Service solely for personal and non-commercial purposes.
  • You will not engage in any activity that may damage, disrupt or compromise the operation of the Service or its security.
  • You will not use the Service for any illegal, fraudulent or infringement of third party rights activities.
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    6. Service Limitations

    6.1. No financial advice
    The Company does not provide financial, legal or investment advice. The content and information available on the Service are for informational and educational purposes only. Any investment decisions are the sole responsibility of the user.
    6.2. Non-execution of operations
    The Company does not perform trading operations on behalf of users or manage their investments. No user funds are held or transactions are made in their portfolios.
    6.3. Accuracy of information
    While we make every effort to provide accurate and up-to-date information, we do not guarantee the accuracy, completeness or timeliness of the data provided on the Service. Past performance of assets does not guarantee future results.

    7. Intellectual Property

    All intellectual property rights related to the Service, including, but not limited to, software, databases, graphics, text and other content, are the exclusive property of the Company or its licensors. You are not granted any ownership rights in the Service, and you agree not to reproduce, distribute, modify, create derivative works from or exploit the Service in any way without our prior written consent.

    8. Rates and Payments

    Access to some features of the Service may be subject to fees or subscriptions. In such case, we will inform you in advance of the applicable fees and accepted payment methods.
  • Refund Policy: Fees paid are non-refundable unless otherwise stated or required by law.
  • Price Changes: We reserve the right to change our fees or subscription plans. We will notify you in advance of any changes, and you will have the option to cancel your account before the new fees take effect.
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    9. Privacy and Data Protection

    Your privacy is important to us. By using the Service, you agree to our Privacy Policy , which describes how we collect, use, and protect your personal data.

    10. Limitation of Liability

    10.1. Exclusion of warranties
    The Service is provided on an "as is" and "as available" basis. We do not guarantee that the Service will be error-free, uninterrupted or otherwise meet your expectations. We expressly disclaim all warranties, whether express or implied, including the warranties of merchantability, fitness for a particular purpose and non-infringement.
    10.2. Limitation of liability
    In no event shall we be liable for any direct, indirect, incidental, special or consequential damages arising out of the use of, or inability to use, the Service, including, but not limited to, financial loss, damage to your equipment or loss of data.

    11. Compensation

    You agree to indemnify and hold us harmless from any claim, demand, damage, loss or expense (including reasonable legal fees) arising from your use of the Service or breach of these Terms.

    12. Modifications to the Terms

    We reserve the right to modify these Terms at any time. If we make any material changes, we will notify you through the Service or by email. Your continued use of the Service after changes become effective constitutes acceptance of the modified Terms. We encourage you to review these Terms periodically.

    13. Termination

    13.1. Termination by User
    You may close your account and stop using the Service at any time by using your profile settings or by contacting us via the contact form. Any fees paid will not be refunded in the event of termination.
    13.2. Termination by the Company
    We reserve the right to suspend or terminate your access to the Service at any time, with or without cause, including without limitation if you violate these Terms. Upon termination, you will no longer have access to the Service and your data will be deleted in accordance with our Privacy Policy .

    14. Applicable Law and Jurisdiction

    These Terms are governed by the laws of [Company Country]. Any dispute arising in connection with the Service shall be subject to the exclusive jurisdiction of the courts of [city or region], unless otherwise provided by applicable law.

    15. Contact

    If you have any questions about these Terms or the Service, you can contact us using the contact form.
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